 When
was the last time you began the holiday shopping season knowing
you had enough money set
aside for all of those gifts? If you're like most,
you take what you can from your fall paychecks, and put the rest on
credit cards. With a little advance planning, you could be
running through your next holiday season's gift list
with much more cheer.
The Credit Union offers you ways to save up that
are easy and painless.
By using direct deposit, you can have a pre-determined amount deposited
into a Holiday Club Account for you. When the next holiday shopping
season arrives, you'll be surprised at the amount
you've got waiting for you. The Credit Union has many fi
nancial solutions available. Contact us today and we'll help
you come up with a plan to make your life easier and your dreams come
true.
International Credit Union Day Celebrates
"Members
Make It Happen"
For 55 years, credit unions have set aside the
third Thursday in October to celebrate International Credit Union Day.
Each year, it gives us an opportunity to remember our proud
history as we promote understanding and support for the credit union
difference.
In 1848, Freidrich Raiffeisen, mayor of
Flammersfeld, Germany
conceived of the idea for a credit union to help ease
the distress of farmers suffering from the famine that had struck
his district. Today, more than123 million people belong to
40,421 credit unions around the world.
Member service is the
foundation of the credit union movement.Whether a credit union is
providing a loan to help a membercover unexpected medical bills,
giving fi nancial counseling to amember whose company closed its
doors, or simply offering abetter deal on a used car loan,
the credit union is making a differencefor its members and the
community as a whole.
In the 2003 American
Banker/Gallup Consumer Survey, creditunions led the fi nancial
institution's ratings for staff friendlinessand courtesy,
speed of loan
decisions, deposit rates, and improvementsfrom year-to-year in service
quality.
This International Credit Union
Day, we are excited to be a part of your dreams and
achievements. Thank you for being part of the credit union difference.
Please don't hesitate to tell us how we're doing,
and how
we can provide even better service in the future.
We look forward to seeing you!
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Privacy
Policy
Your
Privacy is Important to Us!
NPFCU believes your privacy is
important. Protecting your personal information and using it in a
manner consistent with your expectations is a high priority for
everyone at your Credit Union. Only authorized employees, trained in
the proper handling of account information, have access to our
database. Your name, address, phone numbers, and financial information
contained in this database or compiled from our Web Site is never sold
or rented to anyone. Our comprehensive privacy policy is as follows:
- The Credit Union collects only the
personal information that is necessary to conduct our business. That
means, just what is necessary to provide competitive financial products
and services - no more.
- We will protect your personal information
and maintain strong security controls to ensure that member information
in our files and computers is protected.
- You will always have access to your
information. As a member of our Credit Union, you can review your
information and make any necessary changes to ensure that our records
are complete and accurate.
- We share information only when absolutely
necessary and only to administer the products and services we provide,
or when we partner with other businesses to offer a broader array of
products and services to our members.
- We partner only with businesses that
follow strict confidentiality requirements. The businesses we select
must offer products designed to enhance our members' economic
well-being. Under no circumstances do we authorize these fi rms to
charge your account without your express consent, nor do we sell member
information to telemarketing firms.
- You have a choice in how your information
is used. Any member of this Credit Union may elect to keep information
from being shared with our business partners. We will take all
reasonable steps to make sure your requests are followed.
E-mail information provided by members and
nonmembers is used to
respond to inquiries, comments, or suggestions. This information also
may be retained to provide members with timely information concerning
products or services at the Credit Union. It is never sold, given, or
disclosed to third parties not affiliated with the Credit Union.
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Legal
Statement
©
Copyright 2004 North Penn Federal Credit Union All Rights Reserved.
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The
Motor Vehicle
Certification Program (MVCP) offers consumer information to members who
are purchasing a new vehicle. The Credit Union urges members to call
MVCP at 1-800-345-0990.