Home News Loans Drafts Savings Services
Rates

Dividend Rates
rates effective as of Oct. 1, 2013

Type of Account
Annual Effective Yield
Dividend Rate
Regular Shares
.20%
.20%
Money Market Shares *
      $1,000 – $9,999
.20%
.20%
      $10,000 – $24,999
.20%
.20%
      $25,000 – $49,999
.30%
.30%
      $50,000 and over
.40%
.40%
Christmas Club
.10%
.10%
Vacation Club
.10%
.10%
Share/Draft Checking
.10%
.10%
IRA
      $100 - $9,999
.25%
.25%
      $10,000 – $24,999
.40%
.40%
      $25,000 – $49,999
.50%
.50%
      $50,000 and over
.60%
.60%
6 Month Share Certificate
.40%
.40%
12 Month Share Certificate
.50%
.50%
18 Month Share Certificate
.50%
.50%
24 Month Share Certificate
.50%
.50%

Dividends are compounded and paid quarterly on the average daily balance on all share accounts. On share draft/checking dividends are compounded and paid monthly on the average daily balance.

*Requires minimum balance of $1000

A penalty will apply for early withdrawal. Call for current rates (min. balance $1,000)

Loan Rates
rates effective as of Dec. 1, 2014

Type of Loan
Loan Duration
Loan Rate
Share Secured Loan
 
4.25%

Late Model Car Loans

(Last three model years: 2013-2015)

4 years

5 years

 

2.99%

2.99%

 

2014 & 2015 only
6 years
3.99%
Older car Loans (2010 - 2012)

3 years

4 years

4.50%

4.95%

Home Equity-Second Mortgage Loan

4 years

6 years

8 years

10 years

4.25%

4.50%

4.75%

4.99%

Refinanced Loans - Secured
d
11.50%
Unsecured Signature Loans
d
12.50%
VISA Cards - Purchases and Cash Advances
d
13.90%

Rates are determined by Credit Scoring System. Rates are subject to change without notice.


The Motor Vehicle Certification Program (MVCP) offers consumer information to members who are purchasing a new vehicle. The Credit Union urges members to call the MVCP at 1-800-345-0990.
Rates
Drafts
Loans
News
Savings
Services
Loan App.
NCUA logo
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government
National Credit Union Administration, a U.S. Government agency  
Legal Statement    Copyright 2009 North Penn Federal Credit Union All Rights Reserved.
EQHS