Winter 2002 Newsletter
Rates are down again, prices are stable and your homes
equity has never been worth more. Nows the time to use it! The
Credit Union is now offering Home Equity loans at unbelievable rates:
If youve been thinking about doing any of these
things, NOW is the time to make your move, while rates are this low:
Save Money with a Credit Union Credit Card
Worried about your holiday credit card debt? Instead of running from your credit card woes, why dont you take charge and consolidate your debt with your credit union credit card? Other credit cards charge annual fees between $20-$30 or even higher. If you have five of these credit cards, you are paying $100-$150 per year to use them when you could be utilizing your Credit Union credit card. Other credit cards are notorious for charging exorbitant interest rates, often teasing you with a near 0% rate and then switching to a much higher rate. By eliminating your debt on these other cards, youll not only save the cost of higher annual fees, but youll save possibly hundreds of dollars on each in interest. By consolidating your unsecured debt on your credit union credit card now, you will save an incredible amount of money! Call the credit union today for more details!
IRA Changes for 2002
Beginning in the 2002 tax year, contribution limits have increased
for Traditional and Roth Individual Retirement Accounts (IRAs). Single
filers will be able to contribute up to $3,000 (was $2,000) of earned
income and $6,000 (was $4,000) for married couples filing jointly. In
2005, the contribution limits of earned income will be $4,000 for single
filers and $8,000 for married couples filing jointly.
Your Plan for Fiscal Fitness Begins at the Credit Union
How many New Years resolutions for self-improvement have you made for this year?! Have you made promises to get fiscally fit? Do you intend to practice better money management or start a regular savings plan? Let the Credit Union help you get in shape with a circuit of financial strength-building services!
Savings and Payroll Deduction - Whether youre saving for a special occasion (Christmas, vacation, tuition, etc.), a rainy day (regular or money market), or building a nest egg (Individual Retirement Accounts), use the convenience of payroll deduction or Direct Deposit to make regular deposits. Pump up your savings in no time with little effort and big payback!
Checking and Check Card - Flex your financial muscles with the winning combination of checks and
our check card. Get cash or makepurchases 24/7. Our checking account is light on fees, but heavy on convenience.
Auto Loans - Throw your weight around when shopping for a new or pre-owned vehicle. Take advantage of our wait reduction plans with pre-approved financing from the Credit Union and the ease of payment with payroll deduction/direct deposit. Rates are as low as 5.9% APR.
Variety of secured and unsecured loans - We offer low rates and flexible terms. Trim your payments and pad your pockets with all the money youll save!
Start whipping your finances into shape! Contact the Credit Union!
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