Dividend Rates
Rates effective as of 6/30/2025
| Type of Account | Annual Effective Yield | Dividend Rate |
|---|---|---|
| Regular Shares | 0.40% | 0.40% |
| Money Market Shares* | ||
| $1,000 - $9,999 | 2.32% | 2.30% |
| $10,000 - $24,999 | 2.32% | 2.30% |
| $25,000 - $49,999 | 2.422% | 2.40% |
| $50,000 and over | 2.524% | 2.50% |
| Christmas Club | 0.15% | 0.15% |
| Vacation Club | 0.15% | 0.15% |
| Share/Draft Checking | 0.15% | 0.15% |
| IRA | ||
| $100 - $9,999 | 0.80% | 0.80% |
| $10,000 - $24,999 | 0.90% | 0.90% |
| $25,000 - $49,999 | 0.95% | 0.95% |
| $50,000 and over | 1.00% | 1.00% |
| Certificates | ||
| 6 Month Share Certificate** | 3.546% | 3.50% |
| 12 Month Share Certificate** | 3.803% | 3.75% |
| 18 Month Share Certificate** | 3.546% | 3.50% |
| 24 Month Share Certificate** | 3.034% | 3.00% |
Dividends are compounded and paid quarterly on the average daily balance on all share accounts. On Share Draft/Checking dividends are compounded and paid monthly on the average daily balance.
*Requires minimum balance of $1,000.00
**A penalty will apply for early withdrawal. Call for current rates (min. balance $1,000.00)